Terms & Policy

Terms and policy

TERMS OF SERVICE

FA CONSULTING's core (building credit up at 0% and providing business consulting and training) is offered on a best-effort basis. This means FA CONSULTING will make best efforts to achieve the desired amounts, however, our client's personal credit score and history will partially determine their results. BY LAW, FA CONSULTING CANNOT GUARANTEE THE AMOUNT OF CREDIT THAT WILL ACTUALLY BE OFFERED TO YOU REGARDLESS OF YOUR PREQUALIFICATION.

All accounts are subject to lender approval based upon credit criteria. Introductory rates of 0% apply to purchases and/or balance transfers after which it reverts to an interest rate, which varies by lender as disclosed in the lending agreement provided by the financial institution that provides the line of credit. FA CONSULTING IS NOT A LENDER.

Clients understand that zero interest business credit is based on the personal credit history and scores of the applicant. High debt levels or credit impairment will cause clients to receive less zero-interest credit in the first couple of months and potentially during the term of the membership. That said, we strongly encourage you to avoid doing anything that would hinder our ability to serve you.

POLICY and PROCESS

FA CONSULTING will not reimburse the consulting and services fees received from the clients.

When a client receives service, in the form of credit gained or utilizing complimentary services, services will be considered rendered and the client will not be eligible for a refund.

If a client receives credit within their first 60 days, or after, services will be considered rendered since there is no minimum amount guaranteed, no refund will be issued. Clients cannot merely test drive the service and decide to cancel based on their amount received being lower than they hoped.